Order Forms
Refinance
Please Fill Out The Form Below
After you and your Lender have worked hard to find the perfect new loan, here is a brief outline of how Clear Title begins our role in the process:
1-Your Lender faxes or emails the Title Order
2-Clear Title conducts a title search on the home to determine ownership and lien status. 3-We prepare a Title commitment or list of requirements necessary for closing a new loan
4-Clear Title will contact you for verifying necessary information from you, the Borrower
5-We use your completed Borrower letter to order evidence of your home insurance and payoff statement for any existing mortgage loans being paid off with the new loan
6-We communicate thru-out the process with your Lender to verify closing status for settlement
7-Clear Title will receive your Lenders Final closing documents anytime from 1 week to the day of closing for use in preparing the Final HUD-1 or closing statement. This is the outline of closing fees, credits and amount of your proceeds or funds needed at closing
8-Funds for closing must be a Cashiers Check payable to “Clear Title” or by Wire to our escrow account 1 day before closing. We can assist with an estimate of closing costs if necessary to assure closing funds are available from you at closing, as required by VA Law
9-After all documents are signed, the lender will receive back the loan documents and Clear Title will initiate recording of the Deed of trust in the appropriate City/County Circuit Court